AI cost is now a line item you have to defend, in any business.
Tokto attributes every prompt, completion, and model dollar to a business unit, a function, a use case, and a model, so the CFO can defend AI spend against operations, the board, and the auditor.
The board asks for AI ROI. Operations claims a save, the vendor claims a higher one. The CFO has invoices, no attribution, and a budget review in three weeks.
What you get with Tokto
- Every prompt and model dollar attributed to a business unit, a function, a use case, and a model.
- Smart routing to the cheapest capable model for each kind of work. Teams report 30 to 50 percent cost reduction.
- Budgets by unit, by function, by use case, with real-time alerts and auto-disable on overrun.
- Defensible AI cost reporting for the audit committee, the board, and the insurer.
How it works
Tokto sits at the financial control plane of AI in the company. Every co-pilot prompt, every workflow model, every vendor-shared AI call carries a business unit, a function, a use case, and a model. The CFO knows what AI cost each part of the business last quarter, and what it cost the vendor who passes it through at markup.
When the audit committee asks how AI spend maps to value, when the insurer asks how AI is governed at renewal, when finance has to defend AI to operations, the answer is one report against the system of record. The CFO defends AI spend the way every other line item is defended.
What goes wrong without it
- AI invoices grow exponentially. No function can be tied to a number. The CFO cannot reconcile.
- AI spend came in 15x over forecast. The board freezes the AI line item across the company.
- A vendor passes through AI cost at markup with no detail. The audit committee asks why.
- The insurer asks for AI cost by use case at renewal. The CFO produces a spreadsheet, not a record. The premium adjustment is punitive.
In a 20-day stretch in early 2023, Samsung's semiconductor division leaked proprietary chip source code, equipment defect detection code, and internal meeting transcripts into ChatGPT in three separate incidents — data the company could no longer control once it left the boundary. Samsung immediately banned public LLMs and committed to building an internal AI system. The same paste-into-public-LLM pattern has since been observed across the manufacturing sector at scale.
See how Tokto makes enterprise AI visible, governed, and accountable for Finance in Every Industry.
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